Independent financial consulting is a craft. It rewards patience, candor, and the willingness to give the unpopular answer when it's the right one.
Filipe Dusi is the principal advisor of Filipe Dusi Financial Consulting — an independent practice serving individuals, families, and business owners who want a single, accountable partner across every part of their financial life.
The practice was founded on a simple premise: that good financial advice is rarely complicated, but it is almost always personal. Templates don't survive contact with real lives — and most clients arrive after experiencing exactly that.
Engagements are intentionally limited so that every client gets a real relationship, not a queue position. That means doing the unglamorous work — returning calls quickly, writing things down, and saying "I don't know, let me check" when that's the truth.
A few principles that shape every recommendation.
A financial plan that ignores how a family actually lives, spends, and worries is a plan in name only. We start with your life — what's working, what's keeping you up at night, what success looks like in five and twenty-five years — then build the financial architecture to support it.
Most of investing's value is created by what you don't do — what you don't sell in a panic, what tax you don't trigger unnecessarily, what fees you don't pay. The plan is built to make discipline the default, not the exception.
No commissions. No house funds. No referral arrangements you don't see. Independence isn't a marketing line — it's the structural reason recommendations can be trusted.
A strategy you don't understand is a strategy you'll abandon at the worst possible moment. Every engagement includes written summaries, plain-English commentary, and a standing invitation to ask "but why?" until the answer makes sense.
Before any recommendation, we take the time to understand the family, the business, and the goals that the numbers are meant to serve. Most of the value of the first meeting is what gets said out loud for the first time.
A clean, written diagnostic of where you are today: what's working, what's a hidden risk, what recommendations you've received elsewhere that probably shouldn't be implemented.
The plan that will be followed beats the plan that is theoretically optimal. Recommendations are ranked by impact and sequenced so that no quarter ever feels overwhelming.
Ongoing relationships are reviewed quarterly, but available year-round. The job is to be there before the panicked email — and to take the call when one arrives anyway.
Anyone can sell you a portfolio. Almost no one will sit with you for an hour and figure out whether you should be making the trade at all.
If something on this site resonated — or if it raised a question you'd rather ask in person — the discovery call is the right place to start.